Blockchain application technology, blockchain paym
Blockchain, a new information and network technology and a distributed shared ledger and database, has the characteristics of decentralization, non tampering, tracing, collective maintenance, openness and transparency. The state is also vigorously promoting blockchain technology, such as "taking blockchain as an important breakthrough for independent innovation of core technology" and "accelerating the promotion of blockchain technology and information technology" Industrial innovation and development ", blockchain is gradually entering people's vision.
Nowadays, the integrated application of blockchain technology plays an important role in new technological innovation and industrial change. Therefore, it is necessary to accelerate the development of blockchain technology and industrial innovation.
With the continuous development of blockchain, the application relying on blockchain technology is relatively extensive, such as the Internet of things and logistics, public services, public welfare, financial and other fields. The construction of payment system in financial and other fields is of great value. Blockchain has the characteristics of decentralization. Blockchain payment system can save the third-party intermediary link, realize the point-to-point direct docking, reduce costs, and quickly complete transaction payment.
Blockchain application technology and transaction information are recorded by the nodes temporarily selected by the blockchain network. There is no third party center, and it is not controlled by individuals and organizations. The data of each node can be synchronized. The failure of a single node does not affect the whole system, and all data can be recovered from the system at any time. Transactions are signed, and no one else can edit them.
Blockchain payment system, digital asset electronic payment, relying on distributed network technology, has the characteristics of decentralization, and eliminates the intermediate third-party financial institutions. Users can complete cross-border transfer with relatively low cost and faster speed. It is convenient for consumption, payment and settlement, and its security performance is relatively high.
The role of acceptor in blockchain payment system:
Acceptor: institutions or individuals holding currency or funds mainly play the role of acceptor in the blockchain acceptance payment platform, that is, the payee is specialized in solving the in and out payment, which is the core role of the whole payment platform. Blockchain payment system, blockchain wallet, multi currency wallet, blockchain asset trading system (OTC, C2C, currency and other transaction modes), etc.
The advantage of blockchain payment system is that it can provide large amount payment. Provide payment channels for major merchants. Solve their own platform users into the gold problem. To solve the problems of inconvenient cross-border payment and high exchange cost, the system will operate immediately after payment, which will save transaction cost by eliminating the third-party financial √ institution link of CSCEC. Solve the security of mobile payment.